Storm Damage? We Fix Your Roof and Handle Your Insurance Claim.
Southern Illinois takes a beating from hail, wind, and severe storms every year. When your roof gets hit, McIntosh Contracting is here to make it right — and we'll walk you through the insurance process step by step so you don't have to figure it out alone.
Our Storm Damage Process — Start to Finish
We've helped hundreds of homeowners get new roofs after storms — and we handle the hard parts so you don't have to. Here's exactly what happens when you call us after a storm:
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Step 1: Free Storm Damage Inspection
We come out to your property, inspect the roof, siding, gutters, and all exterior surfaces, and document every bit of damage with photos and detailed notes.
Step 2: We File the Claim With You
We help you contact your insurance company and file the claim. We provide the documentation they need — the damage report, photos, measurements, and material specs. No guesswork on your end.
Step 3: Insurance Adjuster Meeting
When your adjuster comes out, we meet them at your property. We walk the roof together, review the damage, and make sure nothing gets missed. This is where having an experienced contractor on your side matters most.
Scope of Work & Approval
Once the claim is approved, we review the scope of work with you, explain exactly what's covered, and make sure you understand the process and timeline before any work starts.
Step 5: Professional Repair or Replacement
Our crew gets to work. Full tear-off, new underlayment, new shingles (or metal/flat as needed), flashing, ridge vents, and cleanup. We treat your property like it's ours.
Step 6: Final Inspection & Paperwork
We do a final walkthrough with you, handle the remaining insurance paperwork, and make sure you're 100% satisfied before we close the job.
Types of Storm Damage We Repair
We don't just do roofs — although we're really good at that. McIntosh Contracting handles your complete exterior, from the ridge cap to the rain gutters and everything in between.
Hail Damage
Bruised, cracked, or granule-stripped shingles. Dented metal roofing, gutters, and siding.
Wind Damage
Lifted, torn, or missing shingles. Exposed underlayment and flashing failures.
Fallen Trees & Debris
Branch punctures, structural damage, and emergency tarping.
Siding Damage
Cracked, punctured, or blown-off siding panels from hail or wind.
Gutter Damage
Bent, detached, or crushed gutters and downspouts.
Soffit & Fascia Damage
Storm-loosened soffit panels and water-damaged fascia boards.
We're Not Storm Chasers — We're Your Neighbors
After a big storm, roofers flood into town from out of state. They knock on doors, offer deals, and most of them are gone before the first snow. McIntosh Contracting has been at 1790 Franklin Street in Carlyle since 2004. We don't chase storms — we take care of our neighbors.
When you work with us, you get:
- A local company with a permanent address and a 20+ year track record
- Full insurance claims assistance — we don't just hand you a quote and walk away
- A BBB A+ rated contractor who carries real insurance and stands behind the work
- A crew that shows up, cleans up, and follows up
Insurance Claims — Your Questions Answered
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Q: Does it cost me anything to have McIntosh inspect my roof after a storm?
A: No. Our storm damage inspections are always free, and there's no obligation.
Q: Will filing a claim raise my insurance rates?
A: Generally, claims from natural events like hail and wind are not treated the same as at-fault claims. Your agent can give you specifics for your policy, and we're happy to talk you through it.
Q: How long do I have to file a storm damage claim?
A: It varies by policy, but most insurance companies allow one to two years. That said, the sooner you file, the easier the process. Damage can worsen over time, and documentation is strongest right after the storm.
Q: What if my insurance company denies my claim?
A: We can help you understand why it was denied and what your options are, including requesting a re-inspection. We've worked with every major insurance carrier in the area.
Q: Do I have to pay out of pocket?
A: In most cases, you're only responsible for your deductible. We work directly with your insurance company on the rest. We'll explain exactly what to expect before any work begins.
Think Your Roof Took Damage? Let's Find Out — Free.
Call us or fill out the form for a free, no-obligation storm damage inspection. We'll document everything, explain your options, and help you file the claim if it makes sense.
